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    Disclaimer

    Updated December 28, 2025

    Relqo Media LLC (together, with its affiliates, owners, and control persons, the "Publisher" or "Relqo Media") values and respects both its clients and readers and strives to succeed in its mission of informing the community about insights into the market. In accordance with our Terms of Service, SMS Terms and our Privacy Policy, Relqo Media does this through offering advertorials, videos and webcasts, research reports, eBooks, email communications, and other content on the Relqo Media website (the "Site") or on any other websites and mobile applications owned and operated by us or our affiliates (the Site and these services, content, and applications collectively constituting the "Services") that link to our Terms of Service. Please review the below to more fully understand the Services that we offer, the risks inherent in any investment, and Relqo Media's role as a provider of educational content.

    NEITHER TOPSTOCKS.COM, STOCKVERSE.COM, RELQO MEDIA LLC, THEIR OWNERS OR EMPLOYEES IS A REGISTERED OR LICENSED INVESTMENT ADVISOR OR DEALER.

    TopStocks.com and Stockverse.com are owned and operated by Relqo Media LLC. Neither TopStocks.com, Stockverse.com, nor any of its owners or employees is registered as a securities broker-dealer, broker, an investment advisor, or an investment advisor representative with the U.S. Securities and Exchange Commission, any state securities regulatory authority, or any self-regulatory organization. Any Services provided are for educational and informational purposes only. As more fully described below, Relqo Media is compensated by the companies or third parties who may own stock in or have some other interest in the companies (the "Clients") who pay Relqo Media to communicate and disseminate information about the company and its stock to readers.

    THE SERVICES ARE FOR INFORMATION PURPOSES ONLY AND ADVERTISING THE COMPANIES AND THEIR SECURITIES; NOT PERSONALIZED INVESTMENT ADVICE.

    The Services or any communications made in connection with such Services are not, and should not be construed to be, personalized investment advice directed to or appropriate for any particular user or readers of our Services. Likewise, the Services or any communications made in connection with them should not be relied upon for purposes of making transactions in securities or holding any position in securities, nor should they be construed as an offer or solicitation to sell or buy any security. We cannot and do not assess, verify, or guarantee the suitability or profitability of any particular investment for any particular person. Relqo Media specifically disclaims any and all liability or loss arising out of any action taken in reliance on the Services, including but not limited to market value or other loss on the sale or purchase of any company, security, instrument, or any other matter including but not limited to those profiled or discussed by Relqo Media, TopStocks.com, or Stockverse.com.

    USE OF TESTIMONIALS AND ENDORSEMENTS EXPERIENCES NOT TYPICAL AND GENERALLY EXPECTED RESULTS ARE NOT KNOWN

    Relqo Media may use select unsolicited, unpaid testimonials depicting profitability or satisfaction that are believed to be true based on the representations of the persons voluntarily providing the testimonial. However, to the extent such testimonials reflect trading results, such results have NOT BEEN VERIFIED and WE HAVE NO BASIS FOR BELIEVING THAT THE INDIVIDUAL EXPERIENCES DEPICTED ARE TYPICAL, especially given that trading results will vary widely given a variety of factors such as experience, skill, risk mitigation practices, market dynamics and the amount of capital deployed. Relqo Media respects and follows 16 C.F.R. Part 255 and the Federal Trade Commission's Guides Concerning the Use of Endorsements and Testimonials in Advertising. As a provider of financial news and information, we do not have access to the personal trading accounts or brokerage statements of persons who purport to have invested in the stock market or the stock of particular Companies.

    RESULTS PRESENTED ARE NOT VERIFIED OR TYPICAL; ACTUAL RESULTS WILL VARY

    The Services may contain information regarding the historical trading performance of a client's or company's securities. Please be aware that past performance is not indicative of future performance, and any results presented in the Services are NOT TYPICAL, AND SHOULD NOT BE UNDERSTOOD AS TYPICAL, OF TRADING PERFORMANCE GENERALLY. Actual results trading in a company's stock will vary widely given a variety of factors such as experience, skill, risk mitigation practices, market dynamics and the amount of capital deployed.

    SUBSTANTIAL RISK INVOLVED; SEEK INDIVIDUAL PROFESSIONAL ADVICE BEFORE INVESTING

    Any individual who chooses to invest in any securities of the companies mentioned, referred to, or profiled in the Services should do so with caution. Investing or transacting in any securities involves substantial risk; you may lose some, all, or possibly more than your original investment. Investing in some of the lower capitalized or priced securities discussed in the Services is highly risky. There may be a limited market for trading or liquidating the securities discussed and the price of such securities may fluctuate widely over a short time period. Users of our Services bear responsibility for their own investment research and decisions, and should use information from the Services only as a starting point for doing additional independent research to form their own opinion regarding investments. It is easy to lose money trading, and we recommend always seeking individual advice from a licensed or registered professional and educating yourself as much as possible before considering any investments. It should NOT be assumed that investing in any of the companies or securities presented on or discussed in connection with the Services will be profitable or that any investment will not result in losses.

    TOPSTOCKS.COM AND STOCKVERSE.COM ARE NOT COMPENSATED TO DISCUSS MOST OF THE SECURITIES DISCUSSED IN ITS PUBLICATIONS BUT WHEN IT IS PAID THE COMPENSATION WILL BE DISCLOSED PLUS ITS OWNERS OR AFFILIATES MAY HOLD STOCK IN THESE SECURITIES

    Neither TopStocks.com, Stockverse.com, nor its owners or affiliates have been paid by the issuer or a third party to discuss most of the securities on TopStocks.com and Stockverse.com site and app. The owners or affiliates of TopStocks.com and Stockverse.com may own some of the securities discussed in its publications or Services; however, in the event that they hold such positions, they will not sell such position within 48 hours of such publication. As set forth below, TopStocks.com and Stockverse.com's affiliate Relqo Media, is in the business of publishing favorable information or advertisements about publicly traded companies in exchange for compensation. The non-compensated information and identification of securities in TopStocks.com and Stockverse.com's publications or Services is provided solely to expand Relqo Media's database for future financially compensated investor relations efforts. In the event TopStocks.com or Stockverse.com is compensated, it will disclose in the publication whether it has been paid directly or indirectly by the issuer or a third party, the amount and form of compensation, what the payment covers and in cases where it is not issuer paid, whether the payor owns securities in the company.

    RELQO MEDIA LLC IS GENERALLY PAID TO DISCUSS COMPANIES AND THEIR SECURITIES.

    Generally, Relqo Media has been paid directly or indirectly by the issuer of any security (collectively, "issuer paid") mentioned in our Services or others to discuss the security or the issuer of the securities. On certain occasions, Relqo Media may not be paid by the issuer but rather paid by a third party who may own the issuer's securities. Relqo Media will disclose in the publication whether it has been paid directly or indirectly by the issuer or a third party, the amount and form of compensation, what the payment covers and in cases where it is not issuer paid, whether the payor owns securities in the company. In addition, Relqo Media, its owners, and employees may purchase, sell or hold long or short positions in securities of the companies or any other securities mentioned, discussed or profiled in our Services. Relqo Media will disclose in the publication whether it is being compensated in stock and if so the amount or whether it holds any positions in securities of the companies mentioned including whether any position is long or short.

    USE OF FORWARD-LOOKING STATEMENTS.

    Certain statements made in our Services may constitute forward-looking statements within the meaning of Sections 27A of the Securities Act of 1933 and 21E of the Exchange Act of 1934. Forward-looking statements often include words such as "believes," "anticipates," "estimates," "expects," "projects," "intends," or other similar expressions of future performance or conduct. Forward-looking statements are based on expectations, estimates, and projections at the time the statements are made and are not statements of historical fact. They involve many risks and uncertainties that could cause actual results or events to differ materially from those presently anticipated. There is no guarantee that past performance will be indicative of future results. Relqo Media does not undertake any obligation to update forward looking statements in light of new information or future events. Readers can review all public SEC filings made by any public company mentioned in any of the Services at https://www.sec.gov/edgar/search/.

    PRIVACY POLICY; HOW WE USE YOUR PERSONAL INFORMATION

    TopStocks.com and Stockverse.com will only use your personal information as described in this Privacy Policy or as disclosed to you prior to such processing taking place. We process your personal information for the purposes listed below. We may also aggregate or deidentify any personal information that we collect in connection with our Services, such that the information is no longer personally identifiable or attributable to you. We may use such aggregated or de-identified information for our own legitimate business purposes without restriction.

    • To Provide You Our Services: providing any services that you request in connection with the Services;
    • To Provide You with Service-Related Communications and Customer Support: contacting you regarding the administration of any features or functions of the Services you have registered to use, and notifying you about changes to our Services, our policies, terms, or any products or services we offer or provide though our Services;
    • To Send You Marketing and Promotional Emails: contacting you with newsletters, marketing or promotional materials and other information that may be of interest to you based on the Services that you already use or the offerings that you have already inquired about, unless you have opted not to receive such information;
    • For Internal Use and Services Improvement: accumulating and reporting aggregate, statistical information in connection with the Services and user activity, including determining which features and services users like best to help us operate, enhance, and improve our Services;
    • To Enforce Compliance with Our Agreements or Policies: keeping you secure and safe while using our Services, which requires us to process your personal information in accordance with this Privacy Policy to combat spam, malware, malicious activities, fraud, or security risks as part of our ongoing maintenance and enforcement of our security measures, and carrying out our obligations and enforcing our rights arising from any contracts entered into between you and us, including for billing and collection;
    • To Maintain Legal and Regulatory Compliance: processing personal information to pay our taxes, fulfill our business obligations, for compliance with employment and recruitment laws, or as necessary to manage risk under applicable law;
    • For Customization: saving your user account, registration and profile data or other personal information (so you do not have to re-enter it each time you visit or use the Services); tracking your return visits to and use of the services; tailoring your experience on the Services; and/or otherwise customizing what you see when you visit and use the Services;
    • For Research Purposes: for research purposes and to provide anonymous reporting for internal and external clients and business partners;
    • With Your Consent: for any other purpose disclosed to you prior to you providing us your personal information or which is reasonably necessary to provide the Services or other related products and/or services requested, with your permission or upon your direction.

    Sharing and Disclosure of Personal Information

    We may share or disclose your personal information in the following circumstances:

    • Within Our Corporate Organization: We may share your personal information with any subsidiaries and affiliates in order to provide you with the Services and take actions based on your request, as well as for the purpose of management and analysis.
    • Service Providers: We may employ other companies and individuals to facilitate our Services, provide services on our behalf, perform service-related business activities, or assist us in analyzing how our Services are used. These service providers provide us support services such as website hosting, customer relationship management, email delivery, analytics, surveys, and marketing services. The service providers have access to your personal information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.
    • Corporate Transactions: We may disclose personal information to a buyer or other successor in the event of a merger, divestiture, restructuring, reorganization, dissolution, or sale or transfer of some or all of our assets, whether as a going concern or as part of bankruptcy, liquidation, or similar proceeding, in which personal information held by us about our Services users is among the assets transferred. You agree to and do hereby consent to our assignment or transfer of rights to your personal information, unless you contact us to request opting out of such disclosure.
    • As Required by Law and to Protect Lawful Interests: We may disclose your information if we believe that the disclosure is required by law, if we believe that the disclosure is necessary to enforce our agreements or policies, in response to valid requests by public authorities (e.g., a court or a government agency), or if we believe that the disclosure will help us protect the rights, property, or safety of TopStocks.com, Stockverse.com, or our customers.
    • With Your Consent: We may disclose your personal information for any purpose with your consent.

    Please note that we may disclose, without restriction, aggregated or anonymized information about the users of our Services, which is information that does not identify any specific individual.

    Cookies and Other Tracking Technologies

    We may use cookies, embedded scripts, software development kits ("SDKs") and other similar technologies (collectively, "Tracking Technologies") to collect additional personal information automatically as you interact with the Services and to personalize your experience with our Services. We also may use these technologies to collect information about your online activities over time and across third party websites or other online services, including to:

    • Analyze our web traffic
    • Identify whether you already visited our Services
    • Store information about your preferences
    • Recognize you when you return to our Services
    • Show you interest-based advertisements
    • Personalize your user experience

    Do Not Track: Some Internet browsers, such as Internet Explorer, Firefox, and Safari, include the ability to transmit "Do Not Track" or "DNT" signals. Since uniform standards for "DNT" signals have not been adopted, our Site does not currently process or respond to "DNT" signals.

    Analytics: We and our third-party technology providers use third-party analytics services (such as Google Analytics) to evaluate your use of the Services, compile reports on activity, collect demographic data, analyze performance metrics, and collect and evaluate other information relating to the Services and Internet usage. These third parties use cookies and other technologies to help analyze and provide us the data.

    Retention

    TopStocks.com and Stockverse.com will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy. We will retain and use your personal information to the extent necessary to comply with our legal obligations (for example, if we are required to retain your data or the information you provided to us to comply with applicable laws), resolve disputes and enforce our legal agreements and policies. We will retain your marketing contact information until you unsubscribe from our marketing communications. We will also retain Services usage data for internal analysis purposes.

    Your Privacy Choices

    We offer you certain choices about how we communicate with you and manage what personal information we collect from you.

    • Know/Access Your Information: You may request to obtain a copy, or a list of categories of the personal information that we hold about you, as well as other supplementary information, such as the purposes of processing, and the entities to whom we disclose your personal information.
    • Delete Your Information: Under certain circumstances, you may have the choice to request that we delete the personal information that we hold about you. This choice is not absolute, and we may refuse such a request if there are compelling legitimate grounds for keeping your personal information, for legitimate purposes, or as required by law. In addition, in the event your deletion request is honored, we may retain a record of your deletion request as required under applicable laws and their exceptions.
    • Correct or Update Your Information: If you have created a user account through the Services, you will have the ability to access, update and correct the personal information you have provided in connection with your account by logging into your account through the Services.
    • Marketing Communications: We offer you certain choices about how we communicate with you. To update your preferences, limit the communications you receive from us, please contact us as specified in the "Contact Us" section at the end of this Privacy Policy. Where provided by law, you may withdraw your consent previously provided to us, and we will apply your preferences going forward. You can also choose not to receive marketing communications from us by clicking on the unsubscribe link in our marketing content.

    International Transfers

    When you access or use our Services, your personal information may be processed in the United States or any other country in which TopStocks.com, Stockverse.com, its affiliates, or service providers maintain facilities. Such countries or jurisdictions may have data protection laws that are less protective than the laws of the jurisdiction in which you reside. If you do not want your information transferred to, processed, or maintained outside of the country or jurisdiction where you are located, you should immediately stop accessing or using the Services.

    Data Security

    We believe that it takes reasonable measures, including administrative, technical, and physical safeguards, as required by state and/or Federal law to protect information about you from loss, theft, misuse, unauthorized access, disclosure, alteration, and destruction. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. We cannot guarantee the security of our databases or the databases of the third parties with which we may share such information to perform our business purposes, nor can we guarantee that the information you supply will not be intercepted while being transmitted over the internet. If you feel that the security of any account you might have with us has been compromised, you should contact us immediately as described below.

    Integration of Third-Party Platforms and Services

    The Services may be linked to, rely on and be integrated with websites, applications, interfaces, services and platforms operated by other companies, including third-party services. The Services may also feature advertisements from these companies. We are not responsible for the privacy practices of such websites, applications, interfaces, services and platforms operated by third parties that are linked to, rely on and/or integrated with the Services or for the privacy practices of third-party advertising companies. Once you leave our Services via a link, access a third-party service or click on an advertisement, you should check the applicable privacy policies to determine, among other things, how related companies process personal information they may collect about you. This Privacy Policy applies solely to information collected by TopStocks.com and Stockverse.com.

    Children's Privacy

    TopStocks.com and Stockverse.com are not directed toward children under the age of 18, and we do not knowingly collect any personal information from children under the age of 18. If a child under 18 provided our Services with personal information, we ask that a parent or guardian contact us as described below so that we may promptly delete the child's information from our record.

    HYPOTHETICAL PERFORMANCE AND STATISTICS DISCLAIMER

    ANY PERFORMANCE STATISTICS, WIN RATES, ACCURACY RATES, OR OTHER NUMERICAL CLAIMS DISPLAYED ON OUR WEBSITE, LANDING PAGES, OR MARKETING MATERIALS ARE HYPOTHETICAL, ILLUSTRATIVE, OR BASED ON INTERNAL ESTIMATES AND SHOULD NOT BE RELIED UPON AS GUARANTEES OF FUTURE PERFORMANCE.

    Statistics such as "98% Accuracy Rate," "89% Win Rate," or similar claims are for illustrative and marketing purposes only. These figures do not represent actual verified trading results and should not be interpreted as a promise or guarantee of any specific outcome. Actual trading results will vary significantly based on individual circumstances, market conditions, timing, capital deployed, experience level, and numerous other factors beyond our control.

    HYPOTHETICAL PERFORMANCE RESULTS HAVE MANY INHERENT LIMITATIONS. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFITS OR LOSSES SIMILAR TO THOSE SHOWN. IN FACT, THERE ARE FREQUENTLY SHARP DIFFERENCES BETWEEN HYPOTHETICAL PERFORMANCE RESULTS AND THE ACTUAL RESULTS SUBSEQUENTLY ACHIEVED BY ANY PARTICULAR TRADING PROGRAM.

    TESTIMONIALS AND REVIEWS DISCLAIMER

    TESTIMONIALS, REVIEWS, AND USER STORIES APPEARING ON OUR WEBSITE, LANDING PAGES, OR MARKETING MATERIALS MAY BE HYPOTHETICAL, ILLUSTRATIVE EXAMPLES, OR DRAMATIZATIONS AND DO NOT REPRESENT ACTUAL USER EXPERIENCES.

    Names, photographs, job titles, and other identifying information associated with testimonials may be fictional, stock imagery, or composites created for illustrative purposes. Even where testimonials reflect actual user feedback, results depicted are NOT TYPICAL and individual experiences will vary dramatically. We do not verify, and cannot guarantee, any claims of profitability or success made in testimonials.

    Any testimonials or success stories should be considered as the absolute best-case scenario and are not representative of average or expected results. Most traders lose money, and there is no guarantee that you will achieve any positive results using our Services.

    USER COUNT AND COMMUNITY CLAIMS

    Claims regarding the number of users, subscribers, or "traders" (such as "50,000+ traders") are approximate estimates that may include inactive accounts, duplicate registrations, email subscribers, and users across all platforms and services. These numbers are provided for marketing purposes and should not be interpreted as an indicator of the quality or effectiveness of our Services.

    MEDIA AND PRESS MENTIONS

    References to media outlets, publications, or press coverage (such as "Featured in TechCrunch, Forbes & Yahoo Finance") may refer to paid advertisements, sponsored content, press releases distributed through news wires, contributed articles, or other forms of paid media placement rather than independent editorial coverage. Such mentions should not be construed as endorsements by these publications.

    NO GUARANTEE OF PROFITS

    THERE IS NO GUARANTEE THAT YOU WILL MAKE ANY MONEY USING OUR SERVICES. TRADING AND INVESTING INVOLVE SUBSTANTIAL RISK OF LOSS. PAST PERFORMANCE IS NOT INDICATIVE OF FUTURE RESULTS.

    The stock market is inherently risky and unpredictable. Any "alerts," "picks," or "recommendations" provided through our Services are for informational and educational purposes only and should not be construed as financial advice. You should never invest money that you cannot afford to lose. We strongly recommend consulting with a licensed financial advisor before making any investment decisions.

    By using our Services, you acknowledge and agree that: (1) you are solely responsible for your own investment decisions; (2) you will not hold TopStocks.com, Stockverse.com, Relqo Media LLC, or any of its affiliates, owners, or employees liable for any losses you may incur; and (3) you understand that all investments carry the risk of loss.

    FREE SERVICE DISCLAIMER

    While our basic alert services may be offered at no cost, we reserve the right to modify, limit, or discontinue free services at any time without notice. Additional premium features or services may be offered for a fee in the future. "Free" refers to the absence of a direct monetary charge and does not guarantee any level of service, accuracy, or availability.

    Contact Us

    We welcome your questions, comments, and concerns about privacy. You can contact us anytime via email at support@stockverse.com or by mail at:

    Relqo Media LLC
    1309 Coffeen Ave, Suite 1200
    Sheridan, Wyoming 82801