Disclosure - TopStocks.com

Disclaimer

TopStocks is a publisher. - We are not registered as a securities broker-dealer or an investment adviser either with the U.S. Securities and Exchange Commission or with any state securities regulatory authority. The material provided on the website is for general informational purposes only. No information on the website is intended as securities brokerage, investment, tax, accounting or legal advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security, or fund. The information on the website should not be relied upon for purposes of transacting securities or other investments. We cannot and do not assess, verify or guarantee the adequacy, accuracy or completeness of any information, the suitability or profitability of any particular investment, or the potential value of any investment or informational source. You bear responsibility for your own investment research and decisions, and should seek the advice of a qualified securities professional before making any investment. Any sale or purchase of securities or ownership interest that results from information presented on the website will be on a negotiated basis between the parties without any additional participation by or remuneration to topstocks.com

topstocks is not registered as an investment adviser with any federal or state regulatory agency. Rather, topstocks relies upon the "publisher's exclusion" from the definition of "investment adviser" as provided under Section 202(a)(11) of the Investment Advisers Act of 1940 and corresponding state securities laws. To the extent any of the content published on the website may be deemed to be investment advice, such information is impersonal and not tailored to the investment needs of any specific person. topstocks.io makes no claims or representations with regard to the accuracy, completeness or truthfulness of any material contained herein.

You understand that the information is supplied by sources believed to be reliable, that the information herein is made using such sources, and that such information is not guaranteed by these sources, the information providers, or any other person or entity, and may not be complete. The information provided by topstocks may not be suitable for all investors. We provide such information without regard to your investment objectives or financial circumstances and we do not represent that this information is appropriate to your situation. Our furnishing to you of this information is not an expression of our endorsement, recommendation, advice or judgment as to the quality, soundness and/or appropriateness of the information. You must determine if this information is appropriate for you.

Neither topstocks nor any third parties shall have any liability with respect to any information provided. The foregoing applies to all forms of such information, whether accessed from us, through our website, through email, by reviewing a non-electronic copy, or verbally communicated, and whether such information is prepared by topstocks.io or a third party.

Pursuant to an agreement between Stellar Partners LLC. and Relqo media LLC (a non affiliated 3rd party), Stellar Partners has been hired for a period beginning on 03/04/26 and ending on 03/05/26 to conduct investor relations advertising and marketing and publicly disseminate information about (MDCX) via Website, Email and SMS. We have been paid seven thousand dollars via bank wire transfer. We expect to receive additional compensation as the investor awareness continues. We own zero shares of (MDCX). We expect to receive additional compensation as the investor awareness continues. We own zero shares of (MDCX).

Pursuant to an agreement between Stellar Partners LLC and Penzance LLC (a nonaffiliated 3rd party), Stellar Partners has been hired for a period beginning on 10/18/25 and ending on 11/18/25 to conduct investor relations advertising and marketing and publicly disseminate information about (UFG) via Website, Email and SMS. We have been paid fifty thousand dollars via bank wire transfer. We expect to receive additional compensation as investor awareness continues.

Pursuant to an agreement between Stellar Partners LLC and Relqo Media LLC, Stellar Partners has been hired for a period beginning on 10/21/25 and ending on 10/22/25 to conduct investor relations advertising and marketing and publicly disseminate information about (BNZI) via Website, Email and SMS. We have been paid 7,500 via bank wire transfer by Relqo Media LLC.

Pursuant to an agreement between Stellar Partners LLC and Penzance LLC (a nonaffiliated 3rd party), Stellar Partners has been hired for a period beginning on 8/9/24 and ending on 12/31/25 to conduct investor relations advertising and marketing and publicly disseminate information about (cvkd) via Website, Email and SMS. We have been paid one million one hundred thousand dollars via bank wire transfer.

Stellar Partners has been hired for a period beginning on 03/09/26 and ending on 03/14/26 to conduct investor relations advertising and marketing and publicly disseminate information about (AUUD) via Website, Email and SMS. We have been paid twenty five thousand dollars via bank wire transfer. We expect to receive additional compensation as the investor awareness continues. We will disclose the future amount we receive. We own zero shares of (AUUD).

Disclosure

Investing in penny-stocks, or "micro-cap" stocks is a high-risk, high-reward proposition. The majority of companies that fall into this category are fundamentally unstable and their stocks will almost certainly be highly volatile. These companies are often under-funded and lack the financial infrastructure to execute their business plans successfully. If they report, their auditor opinions typically reflect that they are a "going concern". For those of you that seek out these high-risk investments, you are undoubtedly not averse to the volatile swings in stock prices and sometimes illiquid markets that penny-stocks offer. And you are also not looking for 10% growth in your penny-stock portfolio either. Rather, you are probably looking for return that is commensurate with the risk that you bear in these investments. After all, many penny stocks actually turn the corner and evolve into compelling business successes, and in turn reward shareholders handsomely. Pace Linksys, which we remember watching as a penny stock that traded on the Pink Sheets, was subsequently purchased by Cisco Systems! The opportunities are certainly out there and our goal is to find them.

We can't guarantee these kinds of results, and we don't. We do, however, aim to identify interesting and compelling situations in the market with early stage businesses that we think are worth consideration with that percentage of your investment portfolio that is designated as high-risk and speculative.

We aim to present thoughtful and fair commentary about the companies that we follow and we strive to present, for your consideration, companies that have a real opportunity to grow into successful long term businesses.

Ultimately, stock performance should be a direct result of the company's business and financial performance. So our methodology is to provide insight into the business and financial progress of the companies that we follow - the good, the bad and the ugly. Our hope is that we will have more good to report than not.

We believe that this is a fair approach and again, we hope to bring timely and rewarding information to your desktop that you might not have had have had easy or immediate access to before. We urge you to do your own diligence on companies that we mention and follow, and the SEC website www.sec.gov is the best place to start.

The information contained within this Web site, including e-mail transmissions, texts, recorded voice messages, and any other associated messages/media (hereinafter collectively referred to as "Information") is provided for informational purposes only. The Information should not be construed as investment/trading advice and is not meant to be a solicitation or recommendation to buy, sell, or hold any securities mentioned. topstocks.io does not issue "buy", "sell", or "hold" recommendations, and does not give personal investment counseling. For personal advice on your trading decisions, please consult with your financial advisor. topstocks.io is not a registered investment advisor nor a broker dealer.

Before making a purchase or sale of any securities featured on topstocks.io or mentioned in our newsletters, we strongly encourage and recommend consultation with a registered securities representative. Merely because we mention or feature a companies stock does not mean that the stock is right for you. It is our opinion that the mentioned companies have trading potential and may rise as a result of momentum, volume, rumor, news, or other factors. While it is our goal to profile companies that have the potential for appreciation, trading in equity securities are risky and use of the Information provided is at the reader's sole risk.

The companies mentioned constitute very speculative investments. We do not guarantee, warrant or represent that any investor purchasing or selling the shares of any of the mentioned companies will profit from doing so. Readers should be aware of the possibility that they may lose all or a substantial portion of their investment were they to buy or sell shares in these companies.

The Information should not be used as the sole basis for making any trading decision. Rather, readers should use the Information as a starting point for doing additional research on the companies mentioned in order to allow the reader to form his or her own opinion. Such research should include, but is not limited to, each company's quarterly and annual reports, all SEC filings, and press releases. If you should ignore our advice to do independent research of industries, companies, and stocks, choosing instead to trade solely on our Information, or opinions found in our Information, you have made a conscious, willing, free, and personal decision to do so. You are responsible for your own investment decisions. If you choose to trade during volatile markets, we strongly urge the use of limit orders rather than market orders. It should be understood that any price targets or projections mentioned are solely opinions and should not be taken as suggested holding periods.

The Information may contain "forward looking statements" within the meaning of Section 27A of the Securities Act of 1933 and Section 21B of the Securities Exchange Act of 1934. Any statements that express or involve discussions with respect to predictions, expectations, beliefs, plans, projections, objectives, goals, assumptions or future events or performance are not statements of historical fact and may be "forward looking statements." Forward looking statements are based on expectations, estimates and projections at the time the statements are made that involve a number of risks and uncertainties which could cause actual results or events to differ materially from those presently anticipated. Forward looking statements in this action may be identified through the use of words such as "expects", "will", "anticipates", "estimates", "believes", or statements indicating certain actions "may", "could", or "might", "think" occur. topstocks.io cannot predict the future price of any security.

Whenever we use examples of gains, or losses, in trading, the reader should understand that they are illustrative in nature and are measured in hind sight. Profile prices mentioned are derived from each security's most recent closing price at the time of publishing each report. The prices of such securities typically rise above or fall below the stated profile price before and after release of Information. Therefore, the results discussed may not actually have been attainable and investors should realize that they could achieve greater or lesser results. The performance of previous picks are not necessarily an indication of how our future picks will perform. We make no representation that any account will, or is likely to, achieve gains or losses similar to pick performances shown.

All Information, including any analysis or opinion, is believed to be reliable, and is presented in good faith; but no representation or warranty, expressed or implied, is made as to its accuracy, completeness, or correctness. We reserve the right to make improvements to, or correct any content, omissions, or errors without notice. Opinions on stocks mentioned can also change at any time without notice. We are not responsible for any claims made by companies profiled. The recipient of any Information should understand that changes may occur in the affairs of companies profiled since the date of profiling. There is no guarantee, and we do not warrant, that companies profiled or discussed will continue to trade on their current exchange.

From time to time, third parties may be hired by topstocks.io on behalf of client companies to assist in dissemination of company news and "getting their story out".

General Information Only; Not Investment Advice: The materials and content provided by TopStocks.com, including but not limited to our website, emails, blogs, and text messages (collectively, the "Materials"), are intended for general information purposes only and do not constitute financial, legal, or investment advice. TopStocks.com is engaged in the business of marketing and advertising companies for compensation. The information contained in the Materials is not, and should not be read as, an offer or recommendation to buy or sell any securities. All content is provided for informational and educational purposes only.

No Licensing: TopStocks.com and its staff are not licensed investment advisors, brokers, or dealers. Any content provided by us is not intended to solicit or recommend any investment and should not be used as the basis for any investment decisions. We do not provide investment advice, endorse any financial product, or suggest that any particular investment or strategy is suitable for any specific person.

Compensation Disclosure: TopStocks.com receives compensation from the companies featured in our alerts, emails, and other Materials for marketing and advertising services. The existence of such compensation may influence the content, topics, or posts made in the Materials.

Risk Acknowledgment and Investment Performance: Investing in stocks, especially penny stocks, involves a high level of risk and may not be suitable for all investors. The possibility exists that you could sustain a loss of some or all of your initial investment. Therefore, you should not invest money that you cannot afford to lose. The performance figures stated in the Materials, including but not limited to a track record of 477% in 2023, are hypothetical and should not be considered indicative of future results. Past performance is not necessarily indicative of future results. Individual results may vary, and the examples used in the Materials are not guaranteed to occur.

Due Diligence and Professional Advice: You are encouraged to perform your own due diligence and consult with a qualified financial advisor before making any investment decisions. TopStocks.com and its Materials should not be used as the sole basis for any investment decision. We make no representation or warranty as to the accuracy, completeness, or reliability of the information contained in the Materials.

Entertainment Purposes Only: The content provided by TopStocks.com and in its newsletter is intended for entertainment purposes only.

Acknowledgment: By using TopStocks.com's services, joining our site, or subscribing to our email/blog list, you acknowledge that you have read, understood, and agree to be bound by the terms of this disclaimer. If you do not agree with these terms, you should not use our services or subscribe to our Materials.

In no event shall topstocks.com or any of its employees, affiliates, friends or family be liable for any direct, incidental, consequential, indirect or punitive damages whatsoever arising out of the use of the Information, or for any errors or omissions in the content thereof, including, but not limited to, from any investment loss, damage or expense incurred by any investor resulting from the information, or from the purchase or sale of any profiled company or any company which we make commentary. Never invest in a stock discussed on this web site or in our newsletters unless you can afford to lose your entire investment. You are responsible for your own actions. This website is owned and published by topstocks. This website/newsletter is owned, operated and edited by Stellar Partners LLC. Any wording found in this e-mail or disclaimer referencing to "I" or "we" or "our" or "Stellar Partners" refers to Stellar Partners LLC. This webpage/newsletter is a paid advertisement, not a recommendation nor an offer to buy or sell securities. Our business model is to be financially compensated to market and promote small public companies. By reading our newsletter and our website you agree to the terms of our disclaimer, which are subject to change at any time. We are not registered or licensed in any jurisdiction whatsoever to provide investing advice or anything of an advisory or consultancy nature and are therefore are unqualified to give investment recommendations. Always do your own research and consult with a licensed investment professional before investing. This communication is never to be used as the basis for making investment decisions and is for entertainment purposes only. At most, this communication should serve only as a starting point to do your own research and consult with a licensed professional regarding the companies profiled and discussed. Conduct your own research. Companies with low price per share are speculative and carry a high degree of risk, so only invest what you can afford to lose. By using our service you agree not to hold our site, its editor's, owners, or staff liable for any damages, financial or otherwise, that may occur due to any action you may take based on the information contained within our newsletters or on our website.

We do not advise any reader to take any specific action. Losses can be larger than expected if the company experiences any problems with liquidity or wide spreads. Our website and newsletter are for entertainment purposes only. Never invest purely based on our alerts. Gains mentioned in our newsletter and on our website may be based on end-of-day or intraday data. This publication and its/their owners and affiliates may hold positions in the securities mentioned in our alerts, which we may sell at any time without notice to our subscribers, which may have a negative impact on share prices. If we own any shares we will list the information relevant to the stock and the number of shares here. Stellar Partners business model is to receive financial compensation to promote public companies. Therefore, this communication should be viewed as a commercial advertisement only. We have not investigated the background of the hiring of third party or parties. The third party, profiled company, or their affiliates likely wish to liquidate shares of the profiled company at or near the time you receive this communication, which has the potential to hurt share prices. Any non-compensated alerts are purely for the purpose of expanding our database for the benefit of our future financially compensated investor relations efforts. Frequently companies profiled in our alerts may experience a large increase in volume and share price during the course of investor relations marketing, which may end as soon as the investor relations marketing ceases. Our emails may contain forward-looking statements, which are not guaranteed to materialize due to a variety of factors.

We do not guarantee the timeliness, accuracy, or completeness of the information on our site or in our newsletters. The information in our email newsletters and on our website is believed to be accurate and correct, but has not been independently verified and is not guaranteed to be correct. The information is collected from public sources, such as the profiled company's website and press releases, but is not researched or verified in any way whatsoever to ensure the publicly available information is correct. Furthermore, Stellar Partners often employs independent contractor writers who may make errors when researching information and preparing these communications regarding profiled companies. Independent writers' works are double-checked and verified before publication, but it is certainly possible for errors or omissions to take place during editing of independent contractor writer's communications regarding the profiled company(s). You should assume all information in all of our communications is incorrect until you personally verify the information, and again are encouraged to never invest based on the information contained in our written communications. The information in our disclaimers is subject to change at any time without notice. See full disclaimer at http://topstocks.com/disclaimer

Due Diligence and Professional Advice: You are encouraged to perform your own due diligence and consult with a qualified financial advisor before making any investment decisions. TopStocks and its Materials should not be used as the sole basis for any investment decision. We make no representation or warranty as to the accuracy, completeness, or reliability of the information contained in the Materials.

Entertainment Purposes Only: The content provided by TopStocks and in its newsletter is intended for entertainment purposes only.

Acknowledgment: By using TopStocks services, joining our site, or subscribing to our email/blog list, you acknowledge that you have read, understood, and agree to be bound by the terms of this disclaimer. If you do not agree with these terms, you should not use our services or subscribe to our Materials.